With thousands of vehicles to choose from and the largest dealer network in Canada, we can help you find your perfect car today.
$0 down options
Free delivery anywhere in Canada
100% free service
Everyone deserves a car! That's why we've created Canada's first bad credit program, specifically designed to help Canadians get approved regardless of their credit history.
All credit accepted Same day approvals
No SIN required
Buying a car with bad credit should not be much difficult process, especially in Canada where everything is much easier. But with so many processes comprised of tedious paperwork, hidden fees, and small print, it can get confusing and stressful, to say the least. Especially if you've never had to do it before!
Our goal when we started The Auto Providers was for you to be able to find your dream car online even with bad credit, compare car deals and save time and money - all in less than 60 seconds. The Auto Providers also comes under the top auto loan calculator in Canada. In order to do that, we provide one online platform for clients to compare various auto loans, insurance quotes, lease options, and the best deals from different Canadian dealer networks without the need of going through lengthy applications!
Canada's top provider of auto loans, auto loans for bad credit, and car financing for new and used cars. The Auto Providers is a Canada-based company that gives you an easy way to get a car loan, compare auto loans, find the best car lease deals, and get more information about your location and the various auto dealer networks. We're here to help you find the right auto loan program and get the best deal on any vehicle whether it's new or used.
With the largest dealer network in Canada and thousands of automobiles to select from, The Auto Providers can assist you in finding your ideal car right now.
Free shipping across all of Canada
Free service in full
A simple 60-second application
For more than 10 years, we've assisted many Canadians with all kinds of credit issues in finding a car loan that meets their requirements. We can assist you whether you have bad credit, no credit, or are filing for bankruptcy.
Our bad credit program was created to assist you in repairing your credit, obtaining an affordable auto loan, and, most importantly, getting behind the wheel of a car that meets your needs.
Ans- To be eligible for a car loan with reasonable interest rates, you'll typically need a credit score of at least 650. If you're ready to pay higher rates, you can qualify with a bad credit score. If your credit score is below 500, you'll probably need help getting approved for any loan.
Ans- The easiest way to buy a car with bad credit is The Auto Providers. With a simple 60 seconds step of filling out a form, you can buy the car of your dream from the various options available along with an Auto finance Calculator to manage your finances well.
Ans- Yes, even if you have bad credit or short credit history, you can still get a car loan. We represent debtors who lack credit or who have even declared bankruptcy. This helps you achieve your aim of obtaining an auto loan despite the fact that you should expect higher rates and stricter loan conditions, such as borrowing caps.
Ans- YES! Buying a car with the right dealer in Canada who will assist you in every aspect and most importantly if you pay your installments on time, Your credit score will definitely increase.
Ans- You can obtain a bad credit car loan in Canada from various sources, including traditional banks, credit unions, and specialized lenders like The Auto Providers that focus on assisting individuals with poor credit histories.
Ans- Interest rates for bad credit car loans in Canada can vary significantly based on your credit score, the lender, and the current market conditions. Generally, they tend to be higher than rates for borrowers with good credit.
Ans- There are no guaranteed bad credit car loans in Canada. Lenders will still assess your creditworthiness, but The Auto Providers is specialized in working with individuals who have poor credit histories.
Ans- Making timely payments on a bad credit car loan can have a positive impact on your credit score over time. However, it won't instantly increase your score; it's a gradual process."
Ans- Whether a bad credit car loan is right for you depends on your individual financial situation and needs. It can be a solution if you need a vehicle and are committed to improving your credit score through responsible payments."
Ans- Many lenders may require a down payment for a car loan, especially if you have bad credit. The amount can vary but is often a percentage of the vehicle's purchase price."
Ans-The easiest way to buy a car with bad credit is The Auto Providers. With a simple 60 seconds step of filling out a form, you can buy the car of your dream from the various options available along with an Auto finance Calculator to manage your finances well."
Ans-The types of cars you can finance with our Bad Credit Program can vary, but generally, it includes a wide range of new and used vehicles. The specific options will depend on your creditworthiness and the lender's policies."
I had a great experience with the Auto Providers. I came across their website looking for a new SUV, minutes after applying Stacey gave me a call and walked me through the process. Two days after I picked up a new RAV 4. If you don’t want to be hassled by dealerships, I would recommend the auto providers.
I have been self employed as a contractor for nearly 20 years. I had difficulties getting a car loan through the dealerships. The Auto Providers offered me different options with competitive rates for self-employed business owners like myself. I am very happy with their service and the Ford F-150 they were able to get me.
Did an outstanding job helping us buy a car at a good rate. I can’t say enough about the service we received from the Auto Providers team. Would highly recommend.
Would just like to thank the Auto Providers team for their hard work and professionalism. You helped make mine and my family’s life a lot easier with your quick turnaround time. I would recommend you to all international students looking for a car, your service has been nothing short of excellent.
The agent helping me was outstanding. It makes a difference when working with people particularly efficient and helpful. I will certainly deal with the Auto Providers again in the future and will recommend them to others. Many thanks.
We were on a tight time line to get a car with our growing family. The Auto Providers got us the Pacifica we wanted at a great rate. My boyfriend and I have been very happy with the service during the application process!
We have very poor credits from previous history and banks turned us down. One of our friends recommended the Auto Providers and we were surprised that they dealt with bad credits. After giving them a call, they approved us right away. We highly recommend them for any car loan needs.
Your online application takes only 60 seconds to complete.
There are no obligations and it's 100% free.